Author Archives: benniewaller
FINA 250 Module 10: Saving & Investments
Return to Modules Objectives: Calculate interest rates and real rates of return Manage risk in your investments Allocate your assets in the manner that is best for you Understand how difficult it is to beat the market Identify and describe … Continue reading
Automobile Insurance – FINA 250 Module 9 supplemental
←Back to lesson Introduction Automobiles have had a profound impact on society. They have altered lifestyles, influenced where people live, and affected the development of many convenience industries, particularly the fast food industry. In fact, the automotive and related industries … Continue reading
Posted in FINA250
Tagged auto insurance, bodily injury, collision, comprehensive, deductible, liability, medical payment, policy, premium, property damage, rates, rental reimbursement, risk, save, towing coverage, underinsured motorist, uninsured, uninsured motorist
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FINA 250 Module 9: Insurance
Return to Modules Objectives: Understand the importance of insurance Determine your life insurance needs and design a life insurance program Describe the major types of coverage available and the typical provisions that are included Design a health care insurance program … Continue reading
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Tagged auto insurance, FINA250, health insurance, home insurance, homeowner insurance, insurance, liability insurance, life insurance, long-term care
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Understanding Housing Leases – FINA 250 Module 8 supplemental
← Go Back Signing a housing lease is a big step into the world of adulthood. A housing lease is a legal contract between the tenant and the landlord, specifying the responsibilities and rights of both parties involved. The tenant … Continue reading
FINA 250 Module 8: Buying Homes & Automobiles
Return to Modules Objectives: Make good purchase decisions Choose a vehicle that suits your needs and budget Choose housing that meets your needs Decide whether to rent or buy housing Calculate the costs of buying a home Get the most … Continue reading
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Tagged auto loan, automobile, big ticket, big ticket purchases, FINA250, home, house, lease, owning, renting, renting vs. owning
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FINA 250 Module 6: Consumer Loans
Return to Modules Objectives: Understand the various consumer loans Calculate the cost of a consumer loan Searching for and finding an appropriate source for your loan Controlling your debt Reading For This Module: Chapter 7 – Keown, Arthur, “Personal Finance: … Continue reading
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Tagged consumer loan, FINA250, payday, payday lending, payday loan
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FINA 250 Module 7: Understanding Credit
Return to Modules Objectives: Understand how credit cards work Understand the costs of credit Describe the different types of credit cards Know what determines your credit card worthiness and how to secure a credit card Manage your credit cards and … Continue reading
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Tagged credit, credit card, credit cards, fico, FINA250, identity theft
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FINA 250 Module 4: Financial Institutions and Cash Management
Return to Modules Objectives: Manage your cash and understand why you need liquid assets Automate your savings Choose from among the different types of financial institutions that provide cash management services Compare the various cash management alternatives Compare rates on … Continue reading
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Tagged banks, cash, cash management, depository, depository lending, FINA250, financial institutions, liquid, liquid asset management, liquit asset, savings
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FINA 250 Module 2: The Impact of Taxes on Income/Tax Planning
Return to Modules Objectives: Identify and understand the major federal income tax features that affect all taxpayers Describe other taxes that must pay Understand what is taxable income and how taxes are determined Choose the tax form that’s right for … Continue reading
FINA 250 Module 3: Time Value of Money
Return to Modules Objectives: Understand the reinvestment of interest paid on an investment’s principal Understand and calculate Future value (FV) = Present Value (PV) x Amount it has increased by the end of 1 year (1+i) Define future value—the value … Continue reading
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Tagged BA II, BA II PLUS, BA2, FINA250, financial calculator, fixed stream of payments, lump sum, perpetuity, single payment, time value of money, tvm
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